Business Analyst Payments

Full Time 1 day ago

Employment Information

Job Description

Location:

Location: Atlanta, GA

Role & Required Skills:

We are seeking a Payments Business Analyst (BA) who will define and analyze requirements for payment systems, bridging business needs with technical solutions. This role focuses on transaction flows, fee structures, compliance (PCI-DSS, GDPR), and process optimization. The BA will be responsible for creating documentation (user stories, workflows), collaborating with stakeholders, supporting testing, and ensuring efficient, secure payment processing across multiple channels (APIs, card networks) for activities such as authorization, settlement, and reconciliation.

Job Description:

Requirements Gathering & Analysis

  • Elicit, analyze, and document business needs for new payment features, systems, or process improvements.
  • Create user stories and detailed specifications to guide development.

Payment System Expertise

  • Demonstrate deep understanding of payment lifecycles (authorization, clearing, settlement, reconciliation, chargebacks).
  • Ensure compliance with industry standards (EMV, PCI-DSS).

Process Design & Optimization

  • Design efficient payment workflows and analyze existing processes to identify cost-saving and error-reduction opportunities.
  • Recommend improvements to enhance speed and reliability.

Stakeholder Collaboration

  • Work closely with Product, Engineering, Risk, and Finance teams to translate requirements into technical solutions aligned with business objectives.

Compliance & Risk Management

  • Ensure payment solutions meet regulatory requirements (e.g., GDPR) and internal risk policies, focusing on secure transaction processing.

Testing & Implementation

  • Support User Acceptance Testing (UAT) and validate releases for new functionalities.
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